Prop firm rules that can reduce or block a payout
Passing is not the same as getting paid. These are the terms that can shrink, delay or cancel a withdrawal after the profit is made, from minimum amounts to review periods. New to this rule? Can a prop firm refuse a payout?.
47 rules at 24 firms4 close the account outright
What can this rule do to you?
Kind of rule
Payout
What can reduce, delay or void money you have already made.
Finotive Funding
Closes the accountFive strikes and the account is closed permanently
Most rule breaks at Finotive are not instant failures. Each confirmed breach records one Strike and cuts your Reward Payment to 10% for that entire Payout Cycle. Five cumulative Strikes close the account permanently. The consequence is therefore cumulative across your whole time with the firm. A Strike you took months ago still counts toward the fifth.
FundedNextCloses the accountWithdrawing all profit closes an Instant account
On Stellar Instant the 6% trailing drawdown resets to the initial balance once you are 6% or more in profit. You must then leave a profit buffer in the account: withdrawing everything you have made results in the account being closed.
SharkFundedCloses the accountA payout request past the daily drawdown is a hard breach
If a payout request would take the account past its daily drawdown limit it counts as breaking the daily drawdown rule. The account is terminated so an equity cushion must be left when withdrawing.
FTMO
Closes the accountFutures: a full withdrawal on Pro can breach the drawdown
A payout request closes all open positions and is taken off the balance straight away. Withdrawing 100% on a Pro funded account pulls the balance back towards the locked drawdown limit, and FTMO warns this can breach it.
Earn2Trade
Voids profitSmall withdrawals are paid at a 50% split
The split is set by the size of each single withdrawal, not your total profit. On a TCP 25 account a withdrawal under $1,500 is paid at 50% instead of 80%.
FundedHeroVoids profitProfit you do not request at payout is forfeited
Requesting any payout resets the account to its starting balance whatever the amount. Profit left in the account is lost for good so request the full available amount each time.
- FundedHeroVoids profit
Daily profit above $3,000 does not count on funded accounts
On every funded account profit above $3,000 in one day is removed from the payout calculation. The account is not breached but the extra profit is not paid.
MyFundedFuturesVoids profitPro Plan profits above the live cap are lost on transfer to live
When the risk team moves a Pro sim funded trader to live, profit is carried over only up to the plan maximum. Anything above that is forfeited.
Take Profit TraderVoids profitProfit inside the PRO buffer only pays out when the account closes
Money below the buffer (starting balance plus max drawdown) can only be withdrawn by closing the PRO account, and it is paid at 50%. Withdrawals above the buffer are paid at the standard 80%.
Lucid TradingVoids profitSimulated profit above the move to live cap is forfeited
Lucid moves you from the simulated funded account to live capital after your final payout, and each size has a cap on how much simulated profit transfers: $4,000 on a $25,000 LucidFLEX account, $12,000 on $100,000. Anything above the cap is written off. Only part of the cap lands in the live account on day one, $1,200 of the $4,000 on a $25,000 account, and the rest sits in escrow to be earned back against performance benchmarks. This applies to accounts bought or reset on 27 February 2026 and before.
Alpha Capital Group
Blocks the payoutFive trading days before your first payout
The first withdrawal needs at least $100 profit and a minimum of five trading days. Passing quickly does not mean being paid quickly.
BitfundedBlocks the payoutTwo payouts per 30 days, per challenge
You may request up to two payouts every 30 days on the same challenge. Profits made after the second request wait for the next window.
Blue GuardianBlocks the payoutA payout can be refused for poor risk management alone
Blue Guardian reserves the right to terminate an account or deny a withdrawal request where it considers that a customer has abused margin availability or has not applied an appropriate risk management strategy. No threshold is given for what counts as appropriate, so this is judgement exercised after the profit has been made.
- FTMOBlocks the payout
1-Step only: the Best Day Rule can hold up your pass or your payout
On the FTMO Challenge: 1-Step and the 1-Step FTMO Account, your best day may not be more than 50% of your positive days' profit. FTMO lists it as a Trading Objective, not a consistency rule, and going over it is not a breach: you keep trading until your best day is 50% or less before you can pass or be paid. The 2-Step has no Best Day Rule.
- Blue GuardianBlocks the payout
The 90% profit split is a paid extra; the account pays 80%
The pricing page advertises a split of "up to 90%". The help centre gives the Instant account's split as "80% (Optional 90% add-on available)". The higher number is a purchase, not a term of the account.
- Blue GuardianBlocks the payout
A trading day only counts if you make money that day
Five minimum trading days sounds like five days at the screen. Their definition: "A trading day is counted on any day where at least 0.5% profit is achieved." Days you trade and lose, or trade and break even, do not count toward the five you need before you can request a payout.
Funding PipsBlocks the payoutFundingPips Zero: the first 3% of profit is not yours to withdraw
Zero holds a safety cushion. The first 3% of profit made on the Master account can never be requested as a reward. The trailing drawdown locks at the initial balance once 5% profit is reached, and does not reset after a payout.
BrightFundedBlocks the payoutThe 1-Step drawdown stops trailing at 6%
On the 1-Step account the trailing limit follows equity until you are 6% above the initial balance, at which point it locks at the original balance and stops moving. Everything made after that is yours to lose without breaching.
- BrightFundedBlocks the payout
The 15% evaluation bonus has to be asked for
Reach 10% growth on funded accounts and you are issued a new account whose starting balance includes a 15% bonus calculated from your Phase 1 and Phase 2 profit. Growth can be combined only within the same linked chain, not across separate funded accounts, and the bonus is not applied automatically: you must contact support to request it.
Audacity CapitalBlocks the payoutInstant funding does not mean an instant payout
The Funded Trader Programme hands you a live account with no evaluation, but the money is still gated: "Payouts eligibility and progression are based on reaching a 10% profit mark." Until the account is 10% up, there is nothing to withdraw. Their own guide is explicit that the 10% here is not an evaluation target, it is the payout gate, which is a distinction most instant-funding marketing does not draw.
- Audacity CapitalBlocks the payout
Trading is frozen for one to three days while they review you
Reaching the milestone triggers a risk review, listed as 1-3 working days, and their guide records the state of the account during it as "Trading during review: Paused." So the reward for a good run is a closed platform for up to three working days. Approval moves the profit into a dashboard wallet and issues a scaled account; the external withdrawal then follows the platform payout schedule, which is a further step again.
Aqua FundedBlocks the payoutFirst two payouts on $100k+ accounts capped at $10,000
On accounts of $100K or more each of the first two reward requests can withdraw at most $10,000. The cap is lifted after the second withdrawal.
- Earn2TradeBlocks the payout
Miss the Friday cutoff and your payout waits another week
Requests must reach the prop firm by email by 2:00 PM CT on Friday to be paid the following Wednesday. A later request rolls to the next weekly run.
Hola Prime
Blocks the payoutNext payout date only moves once you trade again
The next withdrawal date is calculated from the day a trade is executed. If you place no trade after a payout request the system does not update the date so your next payout waits.
- Lucid TradingBlocks the payout
LucidFlex pays at most 50% of profit and moves you live after 5 payouts
Each LucidFlex payout is capped at 50% of profit up to a fixed dollar amount by account size. After 5 payouts the account is moved to live.
OneUp TraderBlocks the payoutOnly profit above a fixed threshold can be withdrawn
Each account size has a profit buffer you cannot withdraw, for example $3,500 on a $100,000 account. The trader share of each withdrawal must also be at least $1,000.
- OneUp TraderBlocks the payout
Crypto payouts capped at one a week and $3,000
Crypto withdrawals are limited to one request per calendar week of up to $3,000 and can take up to 14 business days. Anything larger has to go by bank wire.
Pipstone CapitalBlocks the payoutInstant Funding profitable days reset after every payout
On Instant Funding accounts you must complete a set of profitable trading days before each payout request. The count goes back to zero after every payout.
Sure Leverage FundingBlocks the payoutHalf your trades flagged means the payout is declined
Profit from each trade that breaks a funded rule is removed at payout and 20 soft breaches close the account. If half or more of your trades are flagged the payout is declined and a second declined payout closes the account.
- FTMOBlocks the payout
Futures: payout days only count above a minimum profit
A futures payout needs 4 qualifying days on Growth or 5 on Pro in the cycle, and a day only qualifies if it closes $150 to $500 in profit, depending on plan and size. Small winning days and losing days do not count.
- FTMOBlocks the payout
Futures: half of every payout must be new profit
At least 50% of each futures payout request must be profit made in the current cycle, so profit you left in the account can only come out alongside an equal amount of new profit. Growth accounts can also withdraw only 50% of profit, and every request is capped.
FunderBluBlocks the payoutThe first payout is capped at $5,000
The first reward on Standard, Gen Z and Turbo accounts is capped at $5,000, and the rest waits for the next cycle. Instant Live caps every request at 3% of the initial balance.
- Lucid TradingBlocks the payout
Five separate days making a minimum amount before each payout
A LucidFLEX payout needs profit on five different days in the cycle, and each of those days has to clear a floor: $100 on a $25,000 account, $150 on $50,000, $200 on $100,000, $250 on $150,000. Smaller green days do not count toward the five, and the requirement resets after every approved payout.
- Lucid TradingBlocks the payout
The first LucidDirect payout goal is the highest one
Profit goal 1 is $1,500 on a $25,000 account, then $1,250 for every payout after it. The gap is wider higher up: $6,000 then $3,500 on $100,000, and $9,000 then $4,500 on $150,000. Each payout is also capped, from $1,000 on a $25,000 account to $3,500 on $150,000, so a large balance comes out in slices.
- FunderBluBlocks the payout
The 24-hour payout promise is 24 to 72 hours in the help centre
FunderBlu’s home page sells a "Lightning-Fast 24H Rewards" and an "Express 24-hour reward promise". Its own help centre says rewards are processed in 24 to 72 business hours, Monday to Friday, and that a payout request can take up to 72 business hours just to come back with feedback. Over a weekend, 72 business hours is the following week.
- FunderBluBlocks the payout
Nothing is refundable once the account has been opened
All purchases are final once access to the evaluation is delivered, and FunderBlu is explicit that an account which has been accessed or traded is not refunded at all. The only exceptions are duplicate payments, a technical failure that stopped the account being created, and billing errors FunderBlu caused, and those must be raised at support@funderblu.com within 7 days of purchase. Failing the challenge is not a refund.
- FunderBluBlocks the payout
Turbo's real price falls due after you pass
FunderBlu advertises Turbo from $15.99 for any account size. That is an entry payment, not the price. Pass and the full Standard price falls due within 7 days or the account is never activated: $42.99 on a $5K 2 Step, rising to $1,097.99 on a $200K, and $49.99 to $699.99 on the 1 Step. The $15.99 is itself a 30% coupon on a $22.84 list price, and $19.99 on Turbo 1 Step is the same 30% off $28.55. Add-ons bought with a Turbo account are charged again when it is funded.
Orion FundedBlocks the payoutFirst 3% of profit is not withdrawable
On Orion Zero and Orion Nova, the first 3% of profit is held as a buffer and cannot be requested as a reward.
EZE FundedBlocks the payoutPayouts can be frozen while a breach is investigated
The marketing promises money in five minutes to an hour with no committee, but the terms let the firm hold or refuse a payout for as long as it is looking into a suspected breach. No time limit is given for that investigation.
Hypernova
Blocks the payoutPayouts are capped at $10,000 of profits a day while the firm is in closed alpha
The marketing promises withdrawals in seconds with no windows and no limits. The FAQ and the payouts page both set a running cap of $10,000 of profits per user per day for the closed alpha period, with no end date attached to it. The stats page agrees: the largest payout the firm has ever made is $9.0K against a $1,070 average.
- HypernovaBlocks the payout
You can only be paid while flat, with a fresh trade needed before each payout
A payout cannot be submitted while a position or even an order is open, so a running strategy has to be flattened to get paid. Once the payout clears you must open and close at least one more position before another payout can be submitted, which forces a trade you may not otherwise want.
- HypernovaBlocks the payout
Sanctions screening is the one thing that can hold a payout
Payouts are automated with a single exception the firm states openly, a hold where sanctions or restricted jurisdiction rules require one. Reaching the platform from a restricted country, including through a VPN, forfeits payouts that are already pending, so the hold and the forfeiture can both land after the money is earned.
- FTMOJudgement call
On the 1-Step, taking a payout resets your loss limit downward
Their own wording: the trailing limit can only increase, never decrease, but when a Reward is withdrawn and a new FTMO Account is provided, the Maximum Loss Limit fully resets, returning the first-day limit to 90% of the initial capital. A trader who has built a cushion of profit gives that cushion up by taking money out.
- Sure Leverage FundingJudgement call
Every payout resets the account to starting balance
After each approved payout the account goes back to its starting balance. You start every cycle with no profit cushion above your drawdown limits.
- FTMOJudgement call
Futures: the evaluation keeps billing monthly after a breach
FTMO Futures evaluations are a monthly subscription, not a one-time fee. If you breach, the subscription stays active and you get a new account on the next billing date unless you cancel or pay a reset fee. Billing only stops when you pass or cancel.
- EZE FundedJudgement call
Scaling needs four payouts and a breakeven finish
The account only doubles if the two month cycle shows 10% profit, four separate payouts taken and a close at breakeven or better. Taking fewer payouts, or finishing the cycle down, leaves the account at its current size with no second chance at that cycle.
- EZE FundedJudgement call
The 95% split is not in the rules anywhere
The A Book page advertises a split that climbs from 80% to 95%. Every other page, the FAQ and the terms included, says the split is a flat 80% at every account size with nothing above it. No page sets out how 95% would be reached.
This list is only as complete as our reading. 36 of the 97 firms we track have been through a rulebook pass; the rest are still to do, and a firm missing from here has not been cleared. It has not been checked. See which firms are next.