Blue Guardian: A payout can be refused for poor risk management alone

Blue Guardian reserves the right to terminate an account or deny a withdrawal request where it considers that a customer has abused margin availability or has not applied an appropriate risk management strategy. No threshold is given for what counts as appropriate, so this is judgement exercised after the profit has been made.

Blue Guardian: Betting the account on a news event is named as abuse

Their terms describe a prohibited "Boom or Bust" approach, where the success or failure of the account rests on one trade, or a series of trades connected to a major news event, and separately name excessive risk taking exacerbated by news events. Both are assessed after the fact, on the shape of your trading rather than on a number you can watch.

Blue Guardian: An automated system can halve your profit split, permanently

Guardian Shield closes every open position when the floating loss on them reaches 1% of the account. Their own words: "This is a soft breach." The consequences are not soft. The first trigger cuts the profit split to 50% and the second ends the account outright, and the help centre states plainly that "the Guardian Shield does not reset once triggered and the profit split cannot be reinstated. These changes are permanent and cannot be reversed." A trader who buys the 90% add-on and trips this twice has paid extra for a split they no longer have.

Blue Guardian: The 90% profit split is a paid extra; the account pays 80%

The pricing page advertises a split of "up to 90%". The help centre gives the Instant account's split as "80% (Optional 90% add-on available)". The higher number is a purchase, not a term of the account.

Blue Guardian: A trading day only counts if you make money that day

Five minimum trading days sounds like five days at the screen. Their definition: "A trading day is counted on any day where at least 0.5% profit is achieved." Days you trade and lose, or trade and break even, do not count toward the five you need before you can request a payout.

Blue Guardian: One good day can hold your payout indefinitely

A 20% consistency rule applies to Instant accounts: no single day may be more than 20% of your total profit in the payout period. It does not close the account, "your account will not be breached/terminated if you violate the 20% rule", but you cannot withdraw until it is satisfied, and the only way to satisfy it is to keep trading and make more profit on other days. One exceptional day therefore locks the money it made behind further trading.

Blue Guardian: Trades closed inside two minutes can be flagged

The tick scalping rule sets a minimum holding time of two minutes. "If a trade is closed in under 2 minutes, it may be flagged for tick scalping, which is against our trading rules." Scalpers and anyone taking quick partial exits are in scope, and "may be flagged" leaves the judgement with them.

Blue Guardian: News trading is barred outright on accounts bought after 13 November 2025

The summary at the top of their own rules page says news trading is merely restricted to a five-minute window either side of red-folder events. Further down the same page: "We do not allow news trading on instant standard accounts purchased after 13th November 2025." Profits earned in a news window are removed "without any account violation". You keep the account and lose the money, which is why this does not show up in breach statistics.

Blue Guardian: Floating profit at 5pm raises the floor you can breach against

The daily loss limit is 3%, measured from "the higher figure of either the account balance or account equity" at the 5pm EST reset. Their own example: hold a trade $2,000 in profit at the reset on a $100K account and the limit is calculated from $102,000. So the equity floor moves up with it. A position that is merely green at the wrong minute tightens the next day against you.

Blue Guardian review, rules, payouts and costs

Category	Weight	Active today	Effective weight today	This firm
Rule transparency	20%	Yes	20%	17 of 20
Payout terms and reliability	18%	Yes	18%	18 of 18
Trader reputation	16%	Yes	16%	12 of 16
Challenge value	12%	Yes	12%	12 of 12
Drawdown terms	10%	Yes	10%	5 of 10
Trading flexibility	8%	Yes	8%	6 of 8
Operating history	6%	Yes	6%	No data, 0 points
Country access	4%	Yes	4%	2 of 4
Platform choice	3%	Yes	3%	3 of 3
Account scale	3%	Yes	3%	1 of 3
Total	100%		100%

Routes to funding

9 ways to get an account with Blue Guardian. 7 of them measure loss on a trailing basis, and news trading is allowed on only 4 of them.

Instant
No evaluation$54
No profit target · 6% max loss · 80% split
Funded immediately with no evaluation, and priced accordingly. The $5K is $54 against $20 for the cheapest one-phase route. Leverage is capped at 1:30, the lowest of any route here, and the 6% drawdown trails your equity.
Profit target
No profit target
Daily loss
3%
Max loss
6% trailing
Your split
80%
Min profitable days
5
Leverage
1:30 Max
Time limit
Indefinite
Payouts
On demand, paid within 24 business hours
News: Not allowedTrailing drawdown. The limit follows your equity up and does not come back downConsistency rule: Consistency 20%, and the five minimum trading days must each clear 0.5% profit. Guardian Shield auto-closes every position at 1% floating loss; the first time cuts the split to 50% permanently, the second ends the account.
1 Step Standard
1 phase$30
9% · 6% max loss · 90% split
One phase at a 9% target with no minimum trading days and no consistency rule. The 6% maximum loss trails, so profit raises the floor and a giveback can breach you on an account that is still up.
Profit target
9%
Daily loss
4%
Max loss
6% trailing
Your split
90%
Min profitable days
—
Leverage
1:50 Max
Time limit
Indefinite
Payouts
Up to weekly
News: Not allowedTrailing drawdown. The limit follows your equity up and does not come back down
1 Step Nano
1 phase$20
10% · 6% max loss · 100% split
The cheapest way in at $20 for the $5K, and the only CFD route paying up to 100%. You pay for it in rules rather than money: a 10% target instead of 9%, a 50% consistency rule and five minimum trading days.
Profit target
10%
Daily loss
4%
Max loss
6% trailing
Your split
100%
Min profitable days
5
Leverage
1:50 Max
Time limit
Indefinite
Payouts
Up to weekly
News: Not allowedTrailing drawdown. The limit follows your equity up and does not come back downConsistency rule: Consistency 50%, and a 5-day minimum. Both apply here and to neither Standard route.
2 Step Standard
2 phases$24
8% then 4% · 8% max loss · 90% split
Two phases at 8% then 4%, and the drawdown is STATIC. It sits at 8% of your starting balance and does not move up as you profit. A larger headline number than the 1-Step routes and a materially softer rule.
Profit target
8% then 4%
Daily loss
4%
Max loss
8% static
Your split
90%
Min profitable days
—
Leverage
1:50 Max
Time limit
Indefinite
Payouts
Up to weekly
News: Not allowed
2 Step Nano
2 phases$50
8% then 5% · 10% max loss · 100% split
The loosest drawdown on the site at a static 10%, paying up to 100%. The catch is at the other end: payouts are capped at $2,000 and come bi-weekly, and the smallest account sold is $25K, not $5K.
Profit target
8% then 5%
Daily loss
3%
Max loss
10% static
Your split
100%
Min profitable days
—
Leverage
1:50 Max
Time limit
Indefinite
Payouts
Bi-weekly, capped at $2,000 a payout
News: Not allowedConsistency rule: Consistency 50%. Payouts are capped at $2,000 each and run bi-weekly.
Futures Standard
1 phase$116
6% · 90% split
The default futures route. News trading is allowed here, unlike every CFD route, and the payout cap rises with each payout.
Profit target
6%
Daily loss
2%
Max loss
—
Your split
90%
Min profitable days
—
Leverage
—
Time limit
None
Payouts
Caps rise with payout number: $3,000 then $3,500 on the $100K
News trading allowedTrailing drawdown. The limit follows your equity up and does not come back downConsistency rule: Drawdown is end-of-day trailing and is a flat dollar figure per size, not a fixed percentage: $3,500 on the $100K, $1,000 on the $25K. Daily loss is a 2% soft breach, and the $25K has no daily loss limit at all. A 40% consistency rule applies once funded, not during the evaluation.
Futures Reserve
1 phase$83
6% · 90% split
No daily loss limit at all, which is the whole point of it. The consistency rule moves to the evaluation instead, so you are judged on how you pass rather than how you trade funded.
Profit target
6%
Daily loss
—
Max loss
—
Your split
90%
Min profitable days
—
Leverage
—
Time limit
None
Payouts
Capped at $2,500 on the $100K, eligible from $200 profit
News trading allowedTrailing drawdown. The limit follows your equity up and does not come back downConsistency rule: No daily loss limit on any size. End-of-day trailing drawdown as a dollar figure per size ($3,000 on the $100K). The 50% consistency rule applies during the evaluation and is dropped once funded, the reverse of Standard.
Futures Express
1 phase$80
6% · 90% split
The cheapest futures route at $80, and the only one paying out every business day. The buffer balance is the thing to read before buying.
Profit target
6%
Daily loss
—
Max loss
—
Your split
90%
Min profitable days
—
Leverage
—
Time limit
None
Payouts
Daily, up to $2,200 a day on the $100K
News trading allowedTrailing drawdown. The limit follows your equity up and does not come back downConsistency rule: Daily loss and drawdown are dollar figures that do not hold a fixed percentage across sizes ($1,500 daily and $3,000 drawdown on the $100K; the $25K has no daily loss limit). Funded accounts carry a buffer balance — $103,600 on the $100K — that must be cleared. 40% consistency during the evaluation.
Futures Direct
No evaluation$230
No profit target · 90% split
Funded from the start on futures, at $230 for the $25K, the most expensive route they sell. Each payout demands a stricter consistency figure than the one before it.
Profit target
No profit target
Daily loss
—
Max loss
—
Your split
90%
Min profitable days
—
Leverage
—
Time limit
None
Payouts
Profit goal per payout: $6,000 for the first on the $100K, $3,500 after
News trading allowedTrailing drawdown. The limit follows your equity up and does not come back downConsistency rule: No evaluation. Consistency tightens as you withdraw rather than loosening: 20% on the first payout, 25% on the second, 30% on the third and after. Drawdown is end-of-day and quoted per size ($3,500 on the $100K).

Read from blueguardian.com. Prices vary by account size and are left blank until we have verified each one.

9 hidden rules you should know before you buy

Terms that can cost you an account or a payout after you have already paid. Hidden means easy to miss, not concealed. The firm publishes every one of these, usually in its terms or FAQ rather than on its pricing page. Tap a rule to read it, with the page we read it on and the date.

2 close the account1 voids profit5 block the payout1 judgement call

Payout restrictions3

01A payout can be refused for poor risk management aloneBlocks the payout
Blue Guardian reserves the right to terminate an account or deny a withdrawal request where it considers that a customer has abused margin availability or has not applied an appropriate risk management strategy. No threshold is given for what counts as appropriate, so this is judgement exercised after the profit has been made.
Why it matters
Break it and the payout is refused or pushed back.
Who it affects
Anyone requesting a payout, on funded accounts
Source
blueguardian.com
02The 90% profit split is a paid extra; the account pays 80%Blocks the payout
The pricing page advertises a split of "up to 90%". The help centre gives the Instant account's split as "80% (Optional 90% add-on available)". The higher number is a purchase, not a term of the account.
Why it matters
Break it and the payout is refused or pushed back.
Who it affects
Anyone requesting a payout, on funded accounts
Source
help.blueguardian.com
03A trading day only counts if you make money that dayBlocks the payout
Five minimum trading days sounds like five days at the screen. Their definition: "A trading day is counted on any day where at least 0.5% profit is achieved." Days you trade and lose, or trade and break even, do not count toward the five you need before you can request a payout.
Why it matters
Break it and the payout is refused or pushed back.
Who it affects
Anyone requesting a payout, on funded accounts
Source
help.blueguardian.com

Drawdown2

04An automated system can halve your profit split, permanentlyCloses the account
Guardian Shield closes every open position when the floating loss on them reaches 1% of the account. Their own words: "This is a soft breach." The consequences are not soft. The first trigger cuts the profit split to 50% and the second ends the account outright, and the help centre states plainly that "the Guardian Shield does not reset once triggered and the profit split cannot be reinstated. These changes are permanent and cannot be reversed." A trader who buys the 90% add-on and trips this twice has paid extra for a split they no longer have.
Why it matters
Break it once and the account is closed, whatever the balance.
Who it affects
Every account on the programme, on funded accounts
Source
help.blueguardian.com
05Floating profit at 5pm raises the floor you can breach againstCloses the account
The daily loss limit is 3%, measured from "the higher figure of either the account balance or account equity" at the 5pm EST reset. Their own example: hold a trade $2,000 in profit at the reset on a $100K account and the limit is calculated from $102,000. So the equity floor moves up with it. A position that is merely green at the wrong minute tightens the next day against you.
Why it matters
Break it once and the account is closed, whatever the balance.
Who it affects
Every account on the programme, on funded accounts

News trading2

06News trading is barred outright on accounts bought after 13 November 2025Voids profit
The summary at the top of their own rules page says news trading is merely restricted to a five-minute window either side of red-folder events. Further down the same page: "We do not allow news trading on instant standard accounts purchased after 13th November 2025." Profits earned in a news window are removed "without any account violation". You keep the account and lose the money, which is why this does not show up in breach statistics.
Why it matters
Break it and the profit from those trades is taken off before you are paid.
Who it affects
Anyone trading around high impact news, on funded accounts
Source
help.blueguardian.com
07Betting the account on a news event is named as abuseBlocks the payout
Their terms describe a prohibited "Boom or Bust" approach, where the success or failure of the account rests on one trade, or a series of trades connected to a major news event, and separately name excessive risk taking exacerbated by news events. Both are assessed after the fact, on the shape of your trading rather than on a number you can watch.
Why it matters
Break it and the payout is refused or pushed back.
Who it affects
Anyone trading around high impact news, on challenge and funded accounts
Source

Risk per trade1

08Trades closed inside two minutes can be flaggedJudgement call
The tick scalping rule sets a minimum holding time of two minutes. "If a trade is closed in under 2 minutes, it may be flagged for tick scalping, which is against our trading rules." Scalpers and anyone taking quick partial exits are in scope, and "may be flagged" leaves the judgement with them.
Why it matters
There is no fixed line. Someone at the firm decides whether you broke it.
Who it affects
Anyone putting size on a single idea, on funded accounts
Source
help.blueguardian.com

Consistency1

09One good day can hold your payout indefinitelyBlocks the payout
A 20% consistency rule applies to Instant accounts: no single day may be more than 20% of your total profit in the payout period. It does not close the account, "your account will not be breached/terminated if you violate the 20% rule", but you cannot withdraw until it is satisfied, and the only way to satisfy it is to keep trading and make more profit on other days. One exceptional day therefore locks the money it made behind further trading.
Why it matters
Break it and the payout is refused or pushed back.
Who it affects
Traders with one outsized winning day, on funded accounts
Source
help.blueguardian.com

How they pay

Forex and CFD

1-Step and 2-Step Standard

14 days payout frequency with minimum withdrawal of $100

Instant Standard

On demand payout frequency with a minimum withdrawal of $100. A 20% Daily Consistency Rule applies to $5k–$200k accounts, while a 15% rule applies to $300k & $400k accounts.

For $200k, $300k, and $400k accounts, the first two reward requests are capped at $10,000 each; after both are successfully processed, the cap is fully lifted, provided all trading rules are respected.

1-Step and 2-Step Nano

14 days payout frequency with a minimum withdrawal of $100 and a 50% Daily Consistency Rule.
Payout Cap (2-step Nano): A 2% payout cap applies to each profit cycle.

---

Payout Processing Fee

All payouts are subject to a 3% processing fee to cover payment processing and transaction costs.

Futures

Standard:

Buffer required: (Withdrawals cannot be requested from the buffer amount. Only profits generated above the required buffer are eligible for withdrawal)
25K: $1600
50K: $2100
100K: $3600
150K: $5100

Max Payout:

Payout 1:

25K: $1500

50K: $2500

100K: $3000

150K: $4000

Payouts 2+:

25K: $2000

50K: $3000

100K: $3500

150K: $4500

---

Reserve:

5 winnings days
25K: $100
50K: $150
100K: $200
150K: $250

No buffer requirement

Max Payout

25K: 50% up to $1000
50K: 50% up to $2000
100K: 50% up to $2500
150K: 50% up to $3000

---

Express:

Buffer required: (Withdrawals cannot be requested from the buffer amount. Only profits generated above the required buffer are eligible for withdrawal)
25K: $1600
50K: $2100
100K: $3600
150K: $5100

Daily payout cap:

25K: $600
50K: $1100
100K: $2200
150K: $3300

---

Direct:

Profit Goals:

Payout 1:

25K: $1500

50K: $3000

100K: $6000

150K: $9000

Payouts 2+:

25K: $1000

50K: $2000

100K: $3500

150K: $4500"

Maximum Request:

Payouts 1-3:

25K: $1000

50K: $2000

100K: $2500

150K: $3000

Payouts 4+:

25K: $1000

50K: $2500

100K: $3000

150K: $3500

Blue Guardian

Best for

Watch out for

Routes to funding

Instant

1 Step Standard

1 Step Nano

2 Step Standard

2 Step Nano

Futures Standard

Futures Reserve

Futures Express

Futures Direct

9 hidden rules you should know before you buy

Payout restrictions3

Drawdown2

News trading2

Risk per trade1

Consistency1

Firm health

How they pay

Forex and CFD

1-Step and 2-Step Standard

Instant Standard

1-Step and 2-Step Nano

Payout Processing Fee

Futures

Standard:

Max Payout:

Reserve:

Max Payout

Express:

Daily payout cap:

Direct:

Maximum Request:

Payouts verified on-chain

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What traders say

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