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FunderBlu

UpdateLIVE

Hong Kong · Trading since 2025 · Forex & CFD

30% off
45Mixed
Refer Score · overall
Weak. Best on country access, weakest on platform choice.
Rule CheckNot checked for you yetSet how you trade
What we hold on FunderBlu71% researched
Refer Score
45 of 100
Operating
1 yr
Hidden rules
20
Can close the account
4
Restricted countries
2
Platforms
MT5
Trader rating
Not enough reviews
Research coverage71%

Not on record yet: EA policy, VPS policy, VPN policy and overnight holding.

Best for

3
  • Traders who want a funded account without passing an evaluation first
  • Traders who want to keep the lot, at a split up to 100%
  • Traders who would rather risk a deposit than a full fee: Turbo starts at $22.84 and the rest of the price falls due only once you pass

Watch out for

4
  • News trading restricted: no trades within 4 minutes of high-impact news on funded and instant accounts
  • Copy trading restricted: copying other people's trades or using signal services is banned
  • An open loss of 1% to 1.5% is a breach, even if the trade recovers
  • Forex lot sizes are capped per trade once funded

From $42.99 · Split up to 100% · Accounts up to $200K

How we scored this
CategoryWeightActive todayEffective weight todayThis firm
Rule transparency20%Yes20%14 of 20
Payout terms and reliability18%Yes18%14 of 18
Trader reputation16%Yes16%No data, 0 points
Challenge value12%Yes12%5 of 12
Drawdown terms10%Yes10%6 of 10
Trading flexibility8%Yes8%1 of 8
Operating history6%Yes6%0 of 6
Country access4%Yes4%4 of 4
Platform choice3%Yes3%0 of 3
Account scale3%Yes3%1 of 3
Total100%100%

Currently active: Rule transparency, payout terms and reliability, trader reputation, challenge value, drawdown terms, trading flexibility, operating history, country access, platform choice and account scale. Effective weight today: 20% / 18% / 16% / 12% / 10% / 8% / 6% / 4% / 3% / 3%.

A category with no data for this firm earns no points in it. Rule Check never changes this score. Full methodology.

OverviewRoutes9Rule Check6Hidden rules20HealthCountries2Reviews

Routes to funding

9 ways to get an account with FunderBlu. 2 of them measure loss on a trailing basis, and news trading is allowed on only 1 of them.

  1. Standard 2 Step

    2 phases$5K to $200K

    6% then 6% · 10% max loss · 80% split

    Two 6% targets against a static 10% max loss and a 5% daily loss. The loosest limits in the Standard range and the only route sold at $200K. Split 80%, or 100% with a paid add-on.

    Profit target
    6% then 6%
    Daily loss
    5%
    Max loss
    10% static
    Your split
    80%
    Min profitable days
    3
    Leverage
    FX 1:100, metals 1:30, indices 1:20, crypto 1:2
    Time limit
    Unlimited
    Payouts
    14 days after funding, then every 14 days (7-day first withdrawal as a paid add-on)
    News: No trades within 4 minutes of high-impact news once funded; free during the evaluation
  2. Standard 1 Step

    1 phase$5K to $100K

    9% · 9% max loss · 80% split

    One 9% target, but the 9% max loss trails your balance as the account grows. No consistency rule. The only Standard route that sells on-demand payouts as an add-on.

    Profit target
    9%
    Daily loss
    3%
    Max loss
    9% trailing
    Your split
    80%
    Min profitable days
    3
    Leverage
    FX 1:100, metals 1:30, indices 1:20, crypto 1:2
    Time limit
    Unlimited
    Payouts
    14 days after funding, then every 14 days (7 days or on demand as paid add-ons)
    News: No trades within 4 minutes of high-impact news once funded; free during the evaluationTrailing drawdown. The limit follows your equity up and does not come back down
  3. Standard Instant

    No evaluation$5K to $100K

    No profit target · 6% max loss · 80% split

    Funded from day one with a static 6% max loss, paid for with a 30% best-day rule, a 1% open-loss limit and a 4% minimum payout. Weekend holding is not allowed.

    Profit target
    No profit target
    Daily loss
    3%
    Max loss
    6% static
    Your split
    80%
    Min profitable days
    5
    Leverage
    FX 1:100, metals 1:30, indices 1:20, crypto 1:2
    Time limit
    Unlimited
    Payouts
    On request after 5 days of 0.5% profit, minimum 4% of the balance
    News: No trades within 4 minutes before or after high-impact news, including stop loss and take profit fillsConsistency rule: 30% best-day rule: no single day may make more than 30% of total profit, or the payout can be reviewed, adjusted or denied.
  4. Gen Z 2 Step

    2 phases$5K to $100K, ages 18 to 25

    8% then 6% · 12% max loss · 80% split

    For traders aged 18 to 25 only. Targets of 8% then 6% against a static 12% max loss, the widest drawdown FunderBlu sells.

    Profit target
    8% then 6%
    Daily loss
    5%
    Max loss
    12% static
    Your split
    80%
    Min profitable days
    3
    Leverage
    FX 1:100, metals 1:30, indices 1:20, crypto 1:2
    Time limit
    Unlimited
    Payouts
    14 days after funding, then every 14 days (7-day first withdrawal as a paid add-on)
    News: No trades within 4 minutes of high-impact news once funded; free during the evaluation
  5. Gen Z 1 Step

    1 phase$5K to $100K, ages 18 to 25

    12% · 12% max loss · 80% split

    For traders aged 18 to 25 only. A 12% target against a static 12% max loss, with a 30% best-day rule. Both limits were raised from 8% and 7% on 1 August 2026.

    Profit target
    12%
    Daily loss
    3%
    Max loss
    12% static
    Your split
    80%
    Min profitable days
    3
    Leverage
    FX 1:100, metals 1:30, indices 1:20, crypto 1:2
    Time limit
    Unlimited
    Payouts
    14 days after funding, then every 14 days (7 days or on demand as paid add-ons)
    News: No trades within 4 minutes of high-impact news once funded; free during the evaluationConsistency rule: 30% best-day rule: no single day may make more than 30% of total profit.
  6. Gen Z Instant

    No evaluation$2.5K to $100K, ages 18 to 25

    No profit target · 6% max loss · 80% split

    Instant funding for traders aged 18 to 25, with no consistency rule. Cheaper than Standard Instant, but the 6% max loss trails your balance or equity and never comes back down.

    Profit target
    No profit target
    Daily loss
    3%
    Max loss
    6% trailing
    Your split
    80%
    Min profitable days
    5
    Leverage
    FX 1:100, metals 1:30, indices 1:20, crypto 1:2
    Time limit
    Unlimited
    Payouts
    On request after 5 days of 0.5% profit, minimum 4% of the balance
    News: No trades within 4 minutes before or after high-impact news, including stop loss and take profit fillsTrailing drawdown. The limit follows your equity up and does not come back down
  7. Instant Live

    No evaluation$2.5K to $50K

    No profit target · 8% max loss · 70% split

    A live account from the start with news trading allowed, no minimum trade duration and no consistency rule. The split starts at 70%, leverage is 1:20 and every payout is capped at 3% of the starting balance.

    Profit target
    No profit target
    Daily loss
    3%
    Max loss
    8% static
    Your split
    70%
    Min profitable days
    5
    Leverage
    1:20
    Time limit
    Unlimited
    Payouts
    After 5 days of 0.5% profit; daily once the first 3 rewards are paid, capped at 3% per request
    News trading allowed
  8. Turbo 2 Step

    2 phases$5K to $200K

    6% then 6% · 10% max loss · 80% split

    The same rules as Standard 2 Step for $22.84 at any size, but that is a deposit rather than the price: passing Phase 2 makes the full 2 Step price fall due within 7 days, $42.99 on a $5K and $1,097.99 on a $200K. Add-ons are charged again when the account is funded.

    Profit target
    6% then 6%
    Daily loss
    5%
    Max loss
    10% static
    Your split
    80%
    Min profitable days
    3
    Leverage
    FX 1:100, metals 1:30, indices 1:20, crypto 1:2
    Time limit
    Unlimited
    Payouts
    14 days after funding, then every 14 days (7-day first withdrawal as a paid add-on)
    News: No trades within 4 minutes of high-impact news once funded; free during the evaluation
  9. Turbo 1 Step

    1 phase$5K to $100K

    9% · 9% max loss · 80% split

    $28.55 in at any size, then the full 1 Step price within 7 days of passing, $49.99 on a $5K up to $699.99 on a $100K. The 9% max loss is static rather than trailing and tightens to 6% once funded. Unlike Turbo 2 Step it is not sold at $200K.

    Profit target
    9%
    Daily loss
    3%
    Max loss
    9% static
    Your split
    80%
    Min profitable days
    3
    Leverage
    FX 1:100, metals 1:30, indices 1:20, crypto 1:2
    Time limit
    Unlimited
    Payouts
    14 days after funding, then every 14 days (on demand as a paid add-on)
    News: No trades within 4 minutes of high-impact news once funded; free during the evaluation

Read from intercom.help. Prices vary by account size and are left blank until we have verified each one.

Rule Check answers

What Rule Check reads when it calls this firm compatible or a conflict. Open one to read the rule in the firm’s own words.

Can you trade the news?Restricted

Challenge phases may trade news freely. A stop loss or take profit that fills inside the window also counts. The Instant Live help centre article says news trading is allowed on that account.

“During the restricted period, the following are not allowed: • Opening new market or pending orders • Triggering pending orders • Trade execution via stop loss or take profit • Any trade entry or exit executed within the restricted period”
Can you copy trades?Restricted

FunderBlu does not say whether copying between your own accounts is allowed.

“Copy trading between accounts owned by different people is not allowed. This includes copying trades between relatives, friends, or any third-party accounts.”
Can you hold over the weekend?Restricted

Weekend holding is allowed during challenge phases.

“Weekend holding is not allowed on Instant Accounts and Funded Challenge Accounts . All positions must be closed before the market closes for the weekend. For challenge phase accounts , weekend holding is allowed.”
Is there a consistency rule?Yes

A 30% best-day rule applies on Standard Instant and Gen Z 1 Step only. No single day may make more than 30% of total profit, and breaking it can mean a review, a profit adjustment or a denied payout. The other six accounts have no consistency rule.

“The profit generated in a single trading day must not exceed 30% of the total profit achieved on the account.”
Minimum trading days3 days

Evaluations need 3 days of at least 0.5% profit. Funded and instant accounts need 5 such days before a payout.

“A minimum of 3 trading days must meet the defined daily target threshold of 0.5% to qualify. This limit resets each day at 23:00 UTC”
How often you can be paidBi-weekly

Every 14 days on funded 1 Step, 2 Step and Turbo accounts, with a 7-day first withdrawal or on-demand payouts sold as add-ons. Standard and Gen Z Instant pay on request after 5 days of 0.5% profit and a 4% minimum. Instant Live pays daily only after its first 3 rewards.

“Your first withdrawal request can be made 14 days after receiving your funded account.”

20 hidden rules you should know before you buy

Terms that can cost you an account or a payout after you have already paid. Hidden means easy to miss, not concealed. The firm publishes every one of these, usually in its terms or FAQ rather than on its pricing page. Tap a rule to read it, with the page we read it on and the date.

4 close the account1 voids profit8 block the payout7 judgement calls
Payout restrictions4EA and copy trading1News trading1Scalping and hold time1Risk per trade2Consistency1Position size and exposure2Prohibited strategies1Minimum days1Inactivity2Stop loss1Identity, VPN and devices2Other terms1

Payout restrictions4

  1. 01The first payout is capped at $5,000Blocks the payout

    The first reward on Standard, Gen Z and Turbo accounts is capped at $5,000, and the rest waits for the next cycle. Instant Live caps every request at 3% of the initial balance.

    Why it matters
    Break it and the payout is refused or pushed back.
    Who it affects
    Anyone requesting a payout, on funded accounts
    Source
    intercom.help
  2. 02The 24-hour payout promise is 24 to 72 hours in the help centreBlocks the payout

    FunderBlu’s home page sells a "Lightning-Fast 24H Rewards" and an "Express 24-hour reward promise". Its own help centre says rewards are processed in 24 to 72 business hours, Monday to Friday, and that a payout request can take up to 72 business hours just to come back with feedback. Over a weekend, 72 business hours is the following week.

    Why it matters
    Break it and the payout is refused or pushed back.
    Who it affects
    Anyone requesting a payout, on funded accounts
    Source
    intercom.help
  3. 03

EA and copy trading1

  1. 05The terms ban automated tools and botsJudgement call

    FunderBlu's terms say you will not use automated tools or bots, and it publishes no separate EA policy, while its home page says the platform supports expert advisors. Ask FunderBlu in writing before running an EA.

    Why it matters
    There is no fixed line. Someone at the firm decides whether you broke it.
    Who it affects
    Anyone running an EA, a bot or copying trades, on challenge and funded accounts
    Source
    funderblu.com

News trading1

  1. 06Stop loss and take profit fills count inside the news windowJudgement call

    On funded and instant accounts, any execution from 4 minutes before to 4 minutes after high-impact news is a violation, including a stop loss or take profit on a trade you opened earlier. FunderBlu's own economic calendar decides what counts as high impact, and violations are judged case by case.

    Why it matters
    There is no fixed line. Someone at the firm decides whether you broke it.
    Who it affects
    Anyone trading around high impact news, on funded accounts
    Source
    intercom.help

Scalping and hold time1

  1. 07Trades must stay open for at least 2 minutesJudgement call

    Positions closed in under 2 minutes break the minimum holding time. FunderBlu does not say whether shorter trades are voided or breach the account. Instant Live has no minimum duration.

    Why it matters
    There is no fixed line. Someone at the firm decides whether you broke it.
    Who it affects
    Scalpers and very short trades, on challenge and funded accounts
    Source
    intercom.help

Risk per trade2

  1. 08An open loss of 1% to 1.5% is a breach, even if the trade recoversCloses the account

    On funded accounts a floating loss of 1.5% of the initial funded balance is a breach the moment it is touched, whether that is one trade or several together, and the trades recovering afterwards does not undo it. Instant Live sets the same limit at 1%. The first breach cuts the profit split to 40% permanently and the account stays open; a second one closes it. It does not apply during the challenge phases.

    Why it matters
    Break it once and the account is closed, whatever the balance.
    Who it affects
    Anyone putting size on a single idea, on funded accounts
    Source
    intercom.help
  2. 09An open loss of 1% to 2% is a breach, even if the trade recoversCloses the account

    On funded and instant accounts, a floating loss of 1% of the initial balance (Instant), 1.5% (Instant Live) or 2% (other funded accounts) counts as a breach the moment it is touched, even if the trades come back. The first breach cuts your profit split to 40% for good; the second closes the account.

    Why it matters
    Break it once and the account is closed, whatever the balance.
    Who it affects
    Anyone putting size on a single idea, on funded accounts
    Source
    intercom.help

Consistency1

  1. 1030% best-day rule on Standard Instant and Gen Z 1 StepBlocks the payout

    On these two accounts, a single day that makes more than 30% of your total profit can lead to a review, a profit adjustment or a denied payout.

    Why it matters
    Break it and the payout is refused or pushed back.
    Who it affects
    Traders with one outsized winning day, on challenge and funded accounts
    Source
    intercom.help

Position size and exposure2

  1. 11Forex lot sizes are capped per trade once fundedCloses the account

    On instant and funded accounts each forex trade is capped by account size, from 0.2 lots at $2,500 to 6 lots at $100,000 and 10 lots at $200,000. Going over it can disqualify the account. Evaluation phases are exempt.

    Why it matters
    Break it once and the account is closed, whatever the balance.
    Who it affects
    Traders holding large or many positions, on funded accounts
    Source
    intercom.help
  2. 12No more than 2 positions in the same direction per instrumentJudgement call

    Only 2 aligned positions on one instrument may be open at a time. Accounts that break this are dealt with at the firm's discretion.

    Why it matters
    There is no fixed line. Someone at the firm decides whether you broke it.
    Who it affects
    Traders holding large or many positions, on challenge and funded accounts
    Source
    intercom.help

Prohibited strategies1

  1. 13Banned strategies carry penalties the firm decidesVoids profit

    Hedging within or across accounts, martingale, grid trading, HFT, tick scalping, arbitrage, latency trading, one-sided betting and server-error exploits are banned. Penalties run from a warning to profit removal, a denied payout or a permanent ban.

    Why it matters
    Break it and the profit from those trades is taken off before you are paid.
    Who it affects
    Hedging, martingale, arbitrage and HFT, on challenge and funded accounts
    Source
    intercom.help

Minimum days1

  1. 14A trading day only counts if it makes 0.5%Blocks the payout

    Minimum trading days only count days that make at least 0.5%. FunderBlu: A minimum of 3 trading days must meet the defined daily target threshold of 0.5% to qualify, and 5 such days once funded. The threshold resets each day at 23:00 UTC, so small or losing days push a pass or a payout back.

    Why it matters
    Break it and the payout is refused or pushed back.
    Who it affects
    Traders who pass or profit quickly, on challenge and funded accounts
    Source
    funderblu.com

Inactivity2

  1. 15Inactivity closes the account, and they publish two different limitsCloses the account

    FunderBlu’s rules page states: traders must place at least one trade within every 30 days. The example directly beneath it says: If 21 days pass without any trades, the account becomes inactive. The two do not agree, so trade at least once every 21 days until they fix it. The Turbo articles repeat the 30-day figure.

    Why it matters
    Break it once and the account is closed, whatever the balance.
    Who it affects
    Accounts left untraded, on challenge and funded accounts
    Source
    funderblu.com
  2. 16One trade every 21 days or the account goes inactiveJudgement call

    FunderBlu requires at least one trade every 21 days, and says an account with no trades for 21 days becomes inactive. The rules page used to give 30 days in the text and 21 in the example beneath it; that is fixed and both now say 21.

    Why it matters
    There is no fixed line. Someone at the firm decides whether you broke it.
    Who it affects
    Accounts left untraded, on challenge and funded accounts
    Source
    funderblu.com

Stop loss1

  1. 17Every trade needs a stop loss within 60 secondsJudgement call

    All trades must have a stop loss set within 60 seconds of opening. The penalty is not published, and rule violations are reviewed case by case.

    Why it matters
    There is no fixed line. Someone at the firm decides whether you broke it.
    Who it affects
    Traders who trade without a stop, on challenge and funded accounts
    Source
    intercom.help

Identity, VPN and devices2

  1. 18Identity is only checked after you have passedBlocks the payout

    FunderBlu asks for KYC after the challenge is passed, not before it is sold. Nothing about your identity, age or country is verified at the point you pay, so a trader who cannot satisfy the checks - a Gen Z account outside 18 to 25, or a restricted nationality the checkout only asked you to tick - can pay, pass, and then be stopped at verification, with the fee non-refundable.

    Why it matters
    Break it and the payout is refused or pushed back.
    Who it affects
    Traders who travel or use a VPN, on funded accounts
    Source
    intercom.help
  2. 19Gen Z accounts can ask for ID to prove your age at payoutBlocks the payout

    Gen Z accounts are only for traders aged 18 to 25 at registration. FunderBlu may ask for government ID at onboarding or when you request a payout, and a mismatch can suspend or disqualify the account.

    Why it matters
    Break it and the payout is refused or pushed back.
    Who it affects
    Traders who travel or use a VPN, on funded accounts
    Source
    intercom.help

Other terms1

  1. 20FunderBlu can close any account for any reasonJudgement call

    The terms allow FunderBlu to suspend or terminate an account at any time, for any reason and without notice.

    Why it matters
    There is no fixed line. Someone at the firm decides whether you broke it.
    Who it affects
    Depends on the rule, on challenge and funded accounts
    Source
    funderblu.com

Firm health

Several rules can close the account

4 of the rules we read close an account outright. Read them before you pay.

Operating
1 year
Hidden rules found
20, 4 close the account
Countries restricted
2
Payout terms in writing
Yes, quoted below
Trader rating
Not enough reviews

The ranking cannot be bought. We earn a commission if you buy through our code for this firm. It does not change its score or its position. Not financial advice.

How they pay

1 Step, 2 Step and Turbo: first withdrawal 14 days after the account is funded, then every 14 days. A 7-day first withdrawal is sold as an add-on, and on-demand payouts as an add-on on 1 Step accounts only. Minimum $100. The first reward is capped at $5,000.

Standard and Gen Z Instant: on request once 5 trading days of at least 0.5% profit are reached. Minimum 4% of the account balance. The first reward is capped at $5,000.

Instant Live: first reward after 5 trading days of at least 0.5% profit, minimum $100, and each request capped at 3% of the initial balance. Daily requests open once the first 3 rewards are paid.

Split: 80%, or 100% with a paid add-on. Instant Live pays 70%, or 80% with a paid add-on.

Processing: 24 to 72 business hours, Monday to Friday, by bank transfer, crypto or e-wallet. Payout fees are not published.

02countries
blocked

Countries blocked. You cannot trade from these

Traders in these countries cannot open an account here. Firms word these lists as “including but not limited to”, so read it as the floor, not the whole of it.

By citizenship: FunderBlu's checkout asks every buyer to confirm they are not a U.A.E or U.S citizen. Read on funderblu.com, 11 Sept 2026.
from the firm’s terms · funderblu.com

What traders say

No reviews of FunderBlu yet. If you have traded with them, you can be the first.

Where to go next

Compared with
FunderBlu vs FundedNextFunderBlu vs Funding PipsFunderBlu vs FTMO
FunderBlu is listed in
Cheapest prop firm challengesHighest profit split prop firms
Nothing is refundable once the account has been openedBlocks the payout

All purchases are final once access to the evaluation is delivered, and FunderBlu is explicit that an account which has been accessed or traded is not refunded at all. The only exceptions are duplicate payments, a technical failure that stopped the account being created, and billing errors FunderBlu caused, and those must be raised at support@funderblu.com within 7 days of purchase. Failing the challenge is not a refund.

Why it matters
Break it and the payout is refused or pushed back.
Who it affects
Anyone requesting a payout, on challenge accounts
Source
intercom.help
  • 04Turbo's real price falls due after you passBlocks the payout

    FunderBlu advertises Turbo from $15.99 for any account size. That is an entry payment, not the price. Pass and the full Standard price falls due within 7 days or the account is never activated: $42.99 on a $5K 2 Step, rising to $1,097.99 on a $200K, and $49.99 to $699.99 on the 1 Step. The $15.99 is itself a 30% coupon on a $22.84 list price, and $19.99 on Turbo 1 Step is the same 30% off $28.55. Add-ons bought with a Turbo account are charged again when it is funded.

    Why it matters
    Break it and the payout is refused or pushed back.
    Who it affects
    Anyone requesting a payout, on challenge accounts
    Source
    funderblu.com