Prop firm consistency rules
A consistency rule limits how much of your profit can come from one day or one trade. Hit the target with one big day and the pass or payout can be held back until the rest of your trading catches up. Every rule below is quoted from the firm’s own pages, with a link to where we read it.
What can this rule do to you?
Kind of rule
Consistency
Limits on how much of your profit may come from one day or one trade.
Striking System: four warnings and the account is gone
On eligible Master Accounts a trade idea that reaches roughly 1% of account size in floating loss generates a warning. The consequences escalate: first warning takes the profit from that trade idea, second halves your reward split, third cuts it to 20%, fourth breaches the account. Crucially the warnings do not reset after a payout. They follow the account.
Zero requires 7 profitable days in every 30
The Zero model requires a minimum of 7 profitable days per 30-day period, and a day only counts if it closes at least 0.25% up. A profitable but inactive month can therefore fail an account that has broken no loss limit.
FundingPips Zero: your worst day is measured against your best
On Zero your biggest winning day must not exceed 15% of total profit, and a 15% consistency score is required before a reward can be requested. Your biggest loss must not exceed your biggest win. You keep trading until it does not. Floating loss above 1% of account size is a hard breach, and 7 profitable days of at least 0.25% are needed in every 30-day cycle.
One day cannot be 40% of your profit
On on-demand payouts, no single trading day may represent more than 40% of your total cumulative profit before you can request a withdrawal. One outsized day therefore delays the payout rather than earning it. You have to trade on to dilute it.
Consistency is checked only when you ask to be paid
The consistency rule is applied at the moment a reward request is submitted, not during trading. You can trade the whole period believing you are compliant and find out at payout that you are not.
Trading one instrument too heavily is itself a breach
Once you have ten or more closed trades in a Payout Cycle, Finotive checks concentration: if 70% or more of those trades, or 70% or more of your total exposure, are on the same symbol in the same direction, that is Excessive One-Sided Position Concentration. Requesting a payout while the condition is active records a Conditional Strike and cuts that payout to 10%. Their own wording says it does not require a 50/50 buy-sell balance and does not prohibit trading one instrument, but a specialist who only trades gold long will meet it.
Instant Funding carries a consistency rule you choose at checkout
Instant Funding is sold with either a 15% or a 20% consistency requirement, picked as an add-on when you buy, and the profit split moves with it. No other route in the range has one. It is a term of the product rather than a rule published on a rules page.
Winning too fast adds a minimum-days requirement to your funded account
On every evaluation model, taking more than 60% of the profit target in a single trade idea means a minimum of 4 profitable days is applied to the Master account you go on to receive. A good trade during the challenge therefore changes the terms of the funded account it earns you.
One good day can hold your payout indefinitely
A 20% consistency rule applies to Instant accounts: no single day may be more than 20% of your total profit in the payout period. It does not close the account, "your account will not be breached/terminated if you violate the 20% rule", but you cannot withdraw until it is satisfied, and the only way to satisfy it is to keep trading and make more profit on other days. One exceptional day therefore locks the money it made behind further trading.
One big winner can cost you four more trading days
If a single trade idea makes more than 60% of the phase profit target, four minimum profitable days of 0.5% each are added on the Master account. It applies at $25K and above, at every size on 1-Step Flex, and only to accounts bought on or after 27 June 2026. Passing quickly on one good trade is what triggers it.
A minute is what makes a trading day count
Evaluation needs 5 trading days in each phase, and a trade only counts toward one if it stays open for at least a minute. An add-on removes the minimum entirely. Funded accounts have no minimum.
A partial withdrawal resets your consistency score
On the On-Demand method taking part of your profit resets the consistency score to zero whatever you leave in the account. A new consistency window starts with your next trade.
Lot size can only change by a set amount between trades
On 1-Step and 2-Step accounts each trade can differ from the previous one by at most 2 lots on currencies and 0.5 lots on indices and gold (1 and 0.25 lots on FastPass and Instant). Breaking the limit can block payouts.
30% best-day rule on Standard Instant and Gen Z 1 Step
On these two accounts, a single day that makes more than 30% of your total profit can lead to a review, a profit adjustment or a denied payout.
During the challenge you are not told when you break these rules
Finotive states plainly that during Challenge and Pro Challenge it will not issue real-time dashboard alerts, email alerts, platform notifications, Early Soft Warnings, Formal Warnings or Conditional Strike indicators for the warning-based and conditional-strike rules. Findings are collected and handed to you in a Challenge Phase Progression Report after you pass the stage. You can therefore trade an entire challenge building up findings you have no way of seeing.
The consistency rule applies to free competitions only
Worth recording because the assumption usually runs the other way. On the funded and challenge accounts they state plainly: "No consistency rule required. There is no consistency rule in place." One exists only for free competition accounts, and it is about shape rather than percentages: "Traders must maintain consistency in trade duration and lot sizes to meet the 4-day minimum trading requirement", illustrated with one 15-lot trade followed by three days of 0.1-lot trades failing the test.
This list is only as complete as our reading. 33 of the 83 firms we track have been through a rulebook pass; the rest are still to do, and a firm missing from here has not been cleared. It has not been checked. See which firms are next.