Pip value calculator

What one pip is worth on your account — and, the part that actually matters on a funded account, how much of your daily loss limit a single stop spends.

Lot size
One pip is worthUS$10.00EUR/USD · 1 lot · ECB rate 2026-09-04
Your 20-pip stop costsUS$200.00
Daily loss limit at 5%US$5,000.00
That stop is4.0% of your daily limit

25 losing trades like this in one day would breach the daily limit.

PipsGuard — your funded account's bodyguard

Common questions

How is pip value calculated?

Pip value in the quote currency is the pip size multiplied by the position size. On EUR/USD a standard lot is 100,000 units and a pip is 0.0001, so one pip is $10. If the quote currency is not your account currency, that figure is converted at the current rate.

Why does this ask for my daily loss limit?

Because on a prop account the number that matters is not what a pip is worth, it is how much of your daily allowance a single stop spends. A 20-pip stop on one standard lot is $200 — on a $100,000 account with a 5% daily limit, that is 4% of your allowance for the day.

What is a pip on gold (XAU/USD)?

Most firms quote gold to two decimals and treat 0.01 as a pip, with one lot being 100 ounces. That makes one pip $1 per lot. A few brokers define it as 0.1 instead, so check your firm contract specification.

Next: see what a funded account pays over a year, or compare the firms themselves.