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Finotive Funding

UpdateLIVE

UAE · Forex & CFD

No discount code live for this firm right now.

Visit Finotive Funding
54Mixed
Refer Score · overall
Mixed. Best on country access, weakest on platform choice.
Rule CheckNot checked for you yetSet how you trade
What we hold on Finotive Funding21% researched
Refer Score
54 of 100
Operating
Not verified
Hidden rules
6
Can close the account
1
Restricted countries
2
Platforms
MT5, Match Trader
Trader rating
4.1/5 (176)
Research coverage21%

Not on record yet: news trading policy, EA policy, copy trading policy, VPS policy, VPN policy, overnight holding, weekend holding, consistency rule, minimum trading days, payout frequency and entry price.

Best for

2
  • Traders who want a funded account without passing an evaluation first
  • Traders scaling to a large account, up to $1.6M allocated

Watch out for

1
  • Five strikes and the account is closed permanently

Split up to 80% · Accounts up to $1.6M

How we scored this
CategoryWeightActive todayEffective weight todayThis firm
Rule transparency20%Yes20%8 of 20
Payout terms and reliability18%Yes18%14 of 18
Trader reputation16%Yes16%12 of 16
Challenge value12%Yes12%7 of 12
Drawdown terms10%Yes10%7 of 10
Trading flexibility8%Yes8%No data, 0 points
Operating history6%Yes6%No data, 0 points
Country access4%Yes4%4 of 4
Platform choice3%Yes3%1 of 3
Account scale3%Yes3%2 of 3
Total100%100%

Currently active: Rule transparency, payout terms and reliability, trader reputation, challenge value, drawdown terms, trading flexibility, operating history, country access, platform choice and account scale. Effective weight today: 20% / 18% / 16% / 12% / 10% / 8% / 6% / 4% / 3% / 3%.

A category with no data for this firm earns no points in it. Rule Check never changes this score. Full methodology.

OverviewRoutes6Hidden rules6HealthCountries2Reviews

Routes to funding

6 ways to get an account with Finotive Funding.

  1. 2 Phase Challenge

    2 phases$2.5K to $200K

    7.5% then 5% · 9% max loss · 80% split

    Profit target
    7.5% then 5%
    Daily loss
    4.5%
    Max loss
    9% static
    Your split
    80%
    Min profitable days
    2
    Leverage
    —
    Time limit
    —
    Payouts
    —
  2. 1 Phase Challenge

    1 phase$2.5K to $200K

    10% · 7.5% max loss · 80% split

    Profit target
    10%
    Daily loss
    4%
    Max loss
    7.5% static
    Your split
    80%
    Min profitable days
    3
    Leverage
    —
    Time limit
    —
    Payouts
    —
  3. 2 Phase Pro Challenge

    2 phases$50K to $200K

    7.5% then 5% · 10% max loss · 80% split

    Profit target
    7.5% then 5%
    Daily loss
    5%
    Max loss
    10% static
    Your split
    80%
    Min profitable days
    2
    Leverage
    —
    Time limit
    —
    Payouts
    —
    Consistency rule: - The trader must achieve a net profit of 5% every 90-day period when funded
  4. 1 Phase Pro Challenge

    1 phase$50K to $200K

    10% · 8% max loss · 80% split

    Profit target
    10%
    Daily loss
    4%
    Max loss
    8% static
    Your split
    80%
    Min profitable days
    3
    Leverage
    —
    Time limit
    —
    Payouts
    —
    Consistency rule: - The trader must achieve a net profit of 5% every 90-day period when funded
  5. Instant Standard

    No evaluation$2.5K to $100K

    No profit target · 7% max loss · 75% split

    Profit target
    No profit target
    Daily loss
    3.5%
    Max loss
    7% static
    Your split
    75%
    Min profitable days
    —
    Leverage
    —
    Time limit
    —
    Payouts
    —
    Consistency rule: - You’re not allowed to risk more than 2.5% of your previous day’s balance across all positions
  6. Instant Lite

    No evaluation$2.5K to $100K

    No profit target · 6% max loss · 70% split

    Profit target
    No profit target
    Daily loss
    3%
    Max loss
    6% static
    Your split
    70%
    Min profitable days
    5
    Leverage
    —
    Time limit
    —
    Payouts
    Every 14 days

Collected from a public prop-firm directory and not yet checked by us. Treat it as a starting point, not as a figure we stand behind. Confirm anything that would decide a purchase against Finotive Funding’s own rulebook. Prices vary by account size and are left blank until each one is verified.

6 hidden rules you should know before you buy

Terms that can cost you an account or a payout after you have already paid. Hidden means easy to miss, not concealed. The firm publishes every one of these, usually in its terms or FAQ rather than on its pricing page. Tap a rule to read it, with the page we read it on and the date.

1 closes the account3 block the payout2 judgement calls
Payout restrictions1Drawdown1News trading1Consistency2Re-entry1

Payout restrictions1

  1. 01Five strikes and the account is closed permanentlyCloses the account

    Most rule breaks at Finotive are not instant failures. Each confirmed breach records one Strike and cuts your Reward Payment to 10% for that entire Payout Cycle. Five cumulative Strikes close the account permanently. The consequence is therefore cumulative across your whole time with the firm. A Strike you took months ago still counts toward the fifth.

    Why it matters
    Break it once and the account is closed, whatever the balance.
    Who it affects
    Anyone requesting a payout, on funded accounts
    Source
    finotivefunding.com

Drawdown1

  1. 02Unrealised loss is capped per symbol, not just per accountBlocks the payout

    Floating Drawdown is measured as the unrealised loss across all your open positions on the SAME symbol, combined, as a percentage of the initial balance. The threshold is 1.5% on Instant Funding and 2.0% during Challenge and Pro Challenge. On Instant Funding the first breach is a Formal Warning; from the second onward, each event is a Strike and a payout cut to 10%. You can be well inside your account drawdown and still breach this by holding several open positions on one instrument.

    Why it matters
    Break it and the payout is refused or pushed back.
    Who it affects
    Every account on the programme, on challenge and funded accounts
    Source
    finotivefunding.com

News trading1

  1. 03Hedging around red news is banned for 15 minutes either sideBlocks the payout

    Straddled, offsetting or equivalent hedged exposure on the same or correlated instruments is prohibited within fifteen minutes before or after Red or Amber events on the Forex Factory calendar, earnings and geopolitical events, where the purpose is to capture the volatility. Note the window is measured both ways: a hedge placed a quarter of an hour before the release is inside it.

    Why it matters
    Break it and the payout is refused or pushed back.
    Who it affects
    Anyone trading around high impact news, on challenge and funded accounts
    Source
    finotivefunding.com

Consistency2

  1. 04Trading one instrument too heavily is itself a breachBlocks the payout

    Once you have ten or more closed trades in a Payout Cycle, Finotive checks concentration: if 70% or more of those trades, or 70% or more of your total exposure, are on the same symbol in the same direction, that is Excessive One-Sided Position Concentration. Requesting a payout while the condition is active records a Conditional Strike and cuts that payout to 10%. Their own wording says it does not require a 50/50 buy-sell balance and does not prohibit trading one instrument, but a specialist who only trades gold long will meet it.

    Why it matters
    Break it and the payout is refused or pushed back.
    Who it affects
    Traders with one outsized winning day, on funded accounts
    Source
    finotivefunding.com
  2. 05During the challenge you are not told when you break these rulesJudgement call

    Finotive states plainly that during Challenge and Pro Challenge it will not issue real-time dashboard alerts, email alerts, platform notifications, Early Soft Warnings, Formal Warnings or Conditional Strike indicators for the warning-based and conditional-strike rules. Findings are collected and handed to you in a Challenge Phase Progression Report after you pass the stage. You can therefore trade an entire challenge building up findings you have no way of seeing.

    Why it matters
    There is no fixed line. Someone at the firm decides whether you broke it.
    Who it affects
    Traders with one outsized winning day, on challenge accounts

Re-entry1

  1. 06Doubling up after a loss triggers a risk reviewJudgement call

    Closing a position on an instrument at a realised loss and then opening a new position on the same instrument in the same direction with at least twice the volume of the losing trade is flagged as Realised-Loss Recovery Over-Sizing, behaviour Finotive describes as gambling-style recovery, which may trigger an internal Risk Review. The ordinary act of sizing up to win a loss back is what the rule is aimed at.

    Why it matters
    There is no fixed line. Someone at the firm decides whether you broke it.
    Who it affects
    Traders who go back into a losing idea, on challenge and funded accounts
    Source
    finotivefunding.com

Firm health

Read the rules carefully before buying

At least one rule we read can close the account or void profit.

Operating
Founding year not verified
Hidden rules found
6, 1 closes the account
Countries restricted
2
Payout terms in writing
Yes, quoted below
Trader rating
4.1 from 176 reviews

The ranking cannot be bought. We do not earn anything from this firm. Not financial advice.

How they pay

Payout Policy

  • The first payout can be requested on demand.
  • After the first payout, payouts can be requested weekly on all programs, except Instant Funding Lite, which allows requests biweekly.
  • Minimum Withdrawal Amount
  • Instant Funding: 1% of Initial Account Balance. No USD cap applies.
  • 1-Step Challenge: 1% of Initial Account Balance, capped at USD 100. Minimum is the lower of 1% or USD 100.
  • 1-Step Pro: 1% of Initial Account Balance, capped at USD 100. Minimum is the lower of 1% or USD 100.
  • 2-Step Challenge: No minimum Reward Payment Request amount. The 1% minimum rule does not apply.
  • 2-Step Pro: No minimum Reward Payment Request amount. The 1% minimum rule does not apply.

Scaling

  • https://help.finotivefunding.com/en/articles/1003-what-are-challenge-scaling-requirements
  • https://help.finotivefunding.com/en/articles/1004-what-are-instant-funding-scaling-requirements
  • https://help.finotivefunding.com/en/articles/1005-what-are-pro-scaling-requirements
02countries
blocked

Countries blocked. You cannot trade from these

Traders in these countries cannot open an account here. Firms word these lists as “including but not limited to”, so read it as the floor, not the whole of it.

Iran. Listed as restricted in a public prop-firm directory.
from the firm’s terms · finotivefunding.com

What traders say

No reviews of Finotive Funding yet. If you have traded with them, you can be the first.

Where to go next

Compared with
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Finotive Funding is listed in
Best forex prop firmsMT5 prop firmsMatch Trader prop firms
Source
finotivefunding.com