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Lucid Trading$7971
Earn2Trade—70

This order is the Refer Score. It cannot be bought. Paid slots are labelled Featured. How the order is decided.

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FXIFY

UpdateLIVE

United Kingdom · Trading since 2022 · Forex & CFD

No discount code live for this firm right now.

Visit FXIFY
65Solid
Refer Score · overall
Solid. Best on platform choice, weakest on operating history.
Rule CheckNot checked for you yetSet how you trade
What we hold on FXIFY79% researched
Refer Score
65 of 100
Operating
4 yrs
Hidden rules
6
Can close the account
4
Restricted countries
33
Platforms
MT4, MT5, DXtrade, TradingView
Trader rating
4.3/5 (6,205)
Research coverage79%

Not on record yet: VPS policy, VPN policy and entry price.

Best for

3
  • Traders who hold positions overnight
  • Traders who want a funded account without passing an evaluation first
  • Traders scaling to a large account, up to $1.1M allocated

Watch out for

4
  • News trading restricted: no trades within 5 minutes of high-impact news on Instant Funding Lite
  • EA use restricted: EAs need approval from support first and are banned on Instant Funded accounts. 1, 2 and 3 Phase challenges and their funded stage: allowed only after review and pre-approval by support
  • A payout locks max drawdown at your starting balance
  • Running an EA without pre-approval can void profits

Split up to 80% · Accounts up to $1.1M

How we scored this
CategoryWeightActive todayEffective weight todayThis firm
Rule transparency20%Yes20%17 of 20
Payout terms and reliability18%Yes18%10 of 18
Trader reputation16%Yes16%13 of 16
Challenge value12%Yes12%7 of 12
Drawdown terms10%Yes10%6 of 10
Trading flexibility8%Yes8%3 of 8
Operating history6%Yes6%2 of 6
Country access4%Yes4%3 of 4
Platform choice3%Yes3%3 of 3
Account scale3%Yes3%2 of 3
Total100%100%

Currently active: Rule transparency, payout terms and reliability, trader reputation, challenge value, drawdown terms, trading flexibility, operating history, country access, platform choice and account scale. Effective weight today: 20% / 18% / 16% / 12% / 10% / 8% / 6% / 4% / 3% / 3%.

A category with no data for this firm earns no points in it. Rule Check never changes this score. Full methodology.

OverviewRoutes8Rule Check8Hidden rules6HealthPayouts14662Countries33Reviews

Routes to funding

8 ways to get an account with FXIFY. 5 of them measure loss on a trailing basis.

  1. 1-Phase

    1 phase$5K to $400K

    10% · 6% max loss · 80% split

    Profit target
    10%
    Daily loss
    3%
    Max loss
    6% trailing
    Your split
    80%
    Min profitable days
    5
    Leverage
    —
    Time limit
    —
    Payouts
    —
    Trailing drawdown on your balance. The limit follows each closed trade up and does not come back down
  2. Trailing

    2 phases$5K to $400K

    10% then 5% · 10% max loss · 80% split

    Profit target
    10% then 5%
    Daily loss
    4%
    Max loss
    10% trailing
    Your split
    80%
    Min profitable days
    5
    Leverage
    —
    Time limit
    —
    Payouts
    —
    Trailing drawdown on your balance. The limit follows each closed trade up and does not come back down
  3. Instant Standard

    No evaluation$1K to $100K

    No profit target · 8% max loss · 80% split

    Profit target
    No profit target
    Daily loss
    8%
    Max loss
    8% trailing
    Your split
    80%
    Min profitable days
    —
    Leverage
    —
    Time limit
    —
    Payouts
    Every 14 days
    Trailing drawdown on your balance. The limit follows each closed trade up and does not come back down
  4. 3-Phase

    3 phases$5K to $400K

    5% then 5% · 5% max loss · 80% split

    Profit target
    5% then 5%
    Daily loss
    5%
    Max loss
    5% static
    Your split
    80%
    Min profitable days
    5
    Leverage
    —
    Time limit
    —
    Payouts
    —
  5. Lightning Challenge

    1 phase$10K to $100K

    5% · 4% max loss · 80% split

    Profit target
    5%
    Daily loss
    3%
    Max loss
    4% trailing
    Your split
    80%
    Min profitable days
    3
    Leverage
    —
    Time limit
    —
    Payouts
    Every 14 days
    Trailing drawdown on your balance. The limit follows each closed trade up and does not come back downConsistency rule: - 30% consistency rule
  6. Static 2-Phase

    2 phases$5K to $100K

    5% then 10% · 10% max loss · 80% split

    Profit target
    5% then 10%
    Daily loss
    4%
    Max loss
    10% static
    Your split
    80%
    Min profitable days
    4
    Leverage
    —
    Time limit
    —
    Payouts
    Every 14 days
  7. Instant Lite

    No evaluation$2.5K to $50K

    No profit target · 4% max loss · 80% split

    Profit target
    No profit target
    Daily loss
    3%
    Max loss
    4% trailing
    Your split
    80%
    Min profitable days
    5
    Leverage
    —
    Time limit
    —
    Payouts
    Every 10 days
    Trailing drawdown on your balance. The limit follows each closed trade up and does not come back down
  8. Pro

    2 phases$10K to $250K

    4% then 8% · 8% max loss · 80% split

    Profit target
    4% then 8%
    Daily loss
    4%
    Max loss
    8% static
    Your split
    80%
    Min profitable days
    3
    Leverage
    —
    Time limit
    —
    Payouts
    Every 10 days

Collected from a public prop-firm directory and not yet checked by us. Treat it as a starting point, not as a figure we stand behind. Confirm anything that would decide a purchase against FXIFY’s own rulebook. Prices vary by account size and are left blank until each one is verified.

Rule Check answers

What Rule Check reads when it calls this firm compatible or a conflict. Open one to read the rule in the firm’s own words.

Can you trade the news?Restricted

Allowed on 1, 2 and 3 Phase accounts (assessment and funded), though large leveraged positions around major news are a prohibited strategy. Instant Funding Lite: no trades or orders from 5 minutes before to 5 minutes after high-impact news; trades opened or closed in that window, or hitting take profit in it, are invalidated.

“No trades or orders may be placed 5 minutes before or 5 minutes after a high impact news event.”
Can you run an EA or a bot?Restricted

Prohibited on Instant Funded accounts. HFT and running the same EA from the same company as other traders are prohibited strategies.

“The use of an Expert Advisor, an EA, is allowed on the 1, 2 and 3 Phase challenges and their respective funded stage upon review by our support team and pre-approval.”
Can you copy trades?Restricted

Allowed between your own FXIFY accounts. Copying from your own outside account needs approval with an HTML statement showing at least 30 days of history in your name. Copying a third party is banned. Not allowed at all on Instant Funding, Instant Funding LITE, 2 Phase PRO or Lightning accounts.

“copying from a third party is in violation of our terms and conditions.”
Can you hold positions overnight?Yes

Stated for 1, 2 and 3 Phase accounts. Overnight rules for Instant Funded accounts were not found.

“Yes, on the 1,2 and 3 Phase accounts you can hold positions overnight.”
Can you hold over the weekend?Restricted

Allowed on 1, 2 and 3 Phase accounts and Crypto accounts. Instant Funded accounts: all positions must be closed before 3:45 PM EST on Friday or FXIFY closes them at market, and any resulting breach is the trader's responsibility.

“All positions must be closed before 3:45 PM EST on Friday”
Is there a consistency rule?Yes

Instant Funding Lite payouts: the best day's profit must not exceed one fifth (20%) of total profit before a payout can be requested. The Crypto Instant Funded account also has a consistency rule. No consistency rule was found in the 1, 2 and 3 Phase assessment rules FAQ.

“The trading day with the biggest profit, this profit should not be more than 1/5 of the total profit.”
Minimum trading days5 days

2 Phase assessment, each phase (1 Phase and 3 Phase are also 5 days). 2 Phase Pro differs (3 profitable days per phase, per a search snippet of an FXIFY FAQ).

“5 days (For each phase)”
How often you can be paidMonthly

1 and 2 Phase Trailing and 3 Phase: first withdrawal on demand once the first trade closes in profit, then every 30 days, or every 14 days with the bi-weekly add-on bought at checkout. Instant Funding: first payout 14 days after the first trade, then every 14 days. Lightning: first after 7 days, then every 14 days.

“the first withdrawal can be requested on demand. Once you close your first trade in profit and then every 30 days.”

6 hidden rules you should know before you buy

Terms that can cost you an account or a payout after you have already paid. Hidden means easy to miss, not concealed. The firm publishes every one of these, usually in its terms or FAQ rather than on its pricing page. Tap a rule to read it, with the page we read it on and the date.

4 close the account1 voids profit1 judgement call
Drawdown1EA and copy trading1News trading2Inactivity1Identity, VPN and devices1

Drawdown1

  1. 01A payout locks max drawdown at your starting balanceCloses the account

    On 1 and 2 Phase Standard funded accounts the max drawdown locks at the starting balance once you request a payout. Withdrawing all profit leaves no cushion so the next trade can breach the account.

    Why it matters
    Break it once and the account is closed, whatever the balance.
    Who it affects
    Every account on the programme, on funded accounts
    Source
    fxify.com

EA and copy trading1

  1. 02Running an EA without pre-approval can void profitsCloses the account

    EAs need support approval before use on phase accounts. Using one without approval can get the account suspended with no right to the profits.

    Why it matters
    Break it once and the account is closed, whatever the balance.
    Who it affects
    Anyone running an EA, a bot or copying trades, on challenge and funded accounts
    Source
    fxify.com

News trading2

  1. 03Instant Funding Lite trades near news must close 5 minutes earlyVoids profit

    Orders must be closed at least 5 minutes before high-impact news or held until 5 minutes after. A trade that hits take profit inside the window is void and its profit is ignored while any loss stands.

    Why it matters
    Break it and the profit from those trades is taken off before you are paid.
    Who it affects
    Anyone trading around high impact news, on funded accounts
    Source
    fxify.com
  2. 04Big leveraged bets around news count as a banned strategyJudgement call

    News trading is allowed but large leveraged positions around major releases are treated as gambling. FXIFY judges this case by case and it can end in termination and voided profits.

    Why it matters
    There is no fixed line. Someone at the firm decides whether you broke it.
    Who it affects
    Anyone trading around high impact news, on challenge and funded accounts
    Source
    fxify.com

Inactivity1

  1. 05No trade for 60 days breaches the accountCloses the account

    You must place at least one trade every 60 days. If you do not the account is considered inactive and breached.

    Why it matters
    Break it once and the account is closed, whatever the balance.
    Who it affects
    Accounts left untraded, on challenge and funded accounts
    Source
    fxify.com

Identity, VPN and devices1

  1. 06Letting anyone else trade your account ends itCloses the account

    Someone else trading for you or running accounts under different names breaks the one account per customer rule. Pass your challenge services are included and the result is termination with voided profits.

    Why it matters
    Break it once and the account is closed, whatever the balance.
    Who it affects
    Traders who travel or use a VPN, on challenge and funded accounts
    Source
    fxify.com

Firm health

Several rules can close the account

4 of the rules we read close an account outright. Read them before you pay.

Operating
4 years
Hidden rules found
6, 4 close the account
Countries restricted
33
Payout terms in writing
Yes, quoted below
Trader rating
4.3 from 6,205 reviews

The ranking cannot be bought. We do not earn anything from this firm. Not financial advice.

How they pay

  • For the 1,2 Phase Trailing and 3 Phase challenges, the first withdrawal can be requested on demand. Once you close your first trade in profit and then every 30 days. For example if you make profits on day one in your live account you can request a withdrawal. Any subsequent withdrawals can be requested once per month or, if the add-on for bi-weekly payouts was purchased at the checkout stage, every 14 days.
  • For the 2 Phase Pro and Instant Lite accounts, payouts can be requested every 10 days.
  • For the Instant funding account the first payout can be requested 14 days after the first trade is placed and then any subsequent payouts are by default bi-weekly (every 14 days).
  • For the Lightning account, when on the funded stage, the first withdrawal can be requested after 7 days and then any subsequent every 14 days, bi-weekly basis.
  • Additionally, if you want to leave profits in the account and let them compound to scale your account you have the flexibility to do so. Upon requesting a withdrawal, your account will be set to read-only until the withdrawal is approved.
  • Please note for 1 phase, 2 phase trailing drawdown, Lightning and Instant funding live account, the max drawdown will lock in at your starting balance after receiving your payout.
  • Minimum Withdrawal Amount $50 on all account types
  • Payout Processing Time Within 3 Business Days

Ukraine Payout information

  • For Traders based in Ukraine, where Rise is not available, FXIFY can process payouts via Crypto payments (USDC/USDT).
  • If this applies to you, please contact their support team for more information.

Rise Restricted U.S States Payout Information

  • If a user is in one of the U.S. states where Rise is currently unavailable, their payout can be processed via bank wire.

SCALING PLAN

  • No Scaling for 2 Phase Pro, Instant Standard, Instant Lite & Lightning Challenge
  • The Trader Must Achieve a 10% Return in the First Three Months, Ensuring at Least Two Months Are Profitable, to Qualify for a 25% Scaling Up. Future Scaling Will Happen Every Three Months Under the Same Conditions, with the Account Balance Doubling Each Time. This Scale Up Can Be Done 4 Times

Payouts verified on-chain

Verified payouts
14,662
Total paid
$35,720,600
Average
$2,436
Largest
$119,699
Latest
Oct 22, 2026
  • $90 Oct 22, 2026 transaction
  • $2,133 Oct 22, 2026 transaction
  • $580 Oct 22, 2026 transaction
  • $900 Oct 22, 2026 transaction
  • $749 Oct 22, 2026 transaction
  • $857 Oct 22, 2026 transaction
  • $627 Oct 22, 2026 transaction
  • $2,096 Oct 22, 2026 transaction

See every verified FXIFY payout →

Payouts read off Arbitrum and tied to FXIFY, each linked to its transaction. A payout that cannot be tied to a firm is left out, so this is a floor and not FXIFY’s whole payout volume.

33countries
blocked

Countries blocked. You cannot trade from these

Traders in these countries cannot open an account here. Firms word these lists as “including but not limited to”, so read it as the floor, not the whole of it.

Afghanistan. Listed as restricted in a public prop-firm directory.
from the firm’s terms · fxify.com

What traders say

No reviews of FXIFY yet. If you have traded with them, you can be the first.

Where to go next

Compared with
FXIFY vs FundedNextFXIFY vs Funding PipsFXIFY vs FTMO
Countries it turns away
AfghanistanSomaliaSudanLibyaYemenIraqMyanmarVenezuela
FXIFY is listed in
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